Fight For Your Finances

What are the words you tell yourself about money?

In this episode, we discuss the impact of the words we tell ourselves about money and the importance of changing our mindset in order to achieve financial freedom and success. 
 
Many of us have negative beliefs about money that have been passed down through generations, such as "we can't afford that," "money doesn't grow on trees," or "only the rich get richer." These limiting beliefs can hold us back from taking action and creating value, which can ultimately increase our income and financial stability. 
 
By surrounding ourselves with people who have a positive attitude towards money and financial success, and by learning and staying informed about personal finance and investing, we can start to shift our mindset and break the financial cycle for our families. 
 
It's also helpful to practice positive affirmations and self-talk, and to take action towards our goals, in order to break free from negative thought patterns and move forward towards financial success.
 
For full show notes visit (link to the blog post)
 
Connect with Me:
Website - https://www.fightforyourfinances.com/
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Did you set up your fun account?

In this episode, we discuss the importance of having a fun account as part of your financial freedom plan.
 
Not only can the act of planning a vacation bring you joy and release dopamine, but having a dedicated account for fun activities can also help to lower stress by taking the financial pressure off during the vacation itself. By setting up a fun account and creating an automation to consistently add to it, you can make sure you have the funds to enjoy yourself and create lasting memories without worrying about the cost. 
 
If you haven't set up a fun account yet, make sure to do so and start planning your next exciting adventure.
For full show notes visit (link to the blog post)
 
Connect with Me:
Website - https://www.fightforyourfinances.com/
Facebook Page - https://www.facebook.com/HalmeBJJ 
Instagram - https://www.instagram.com/paul.halme/ 
Youtube - https://www.youtube.com/channel/UCECyQdVB7eF8g4_juz9jJ7w 
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Can you handle a $1000 Emergency Expense?

In this episode, we discuss the importance of having an emergency fund to handle unexpected expenses. 
 
According to CNBC, 56% of Americans cannot cover a $1,000 emergency expense without using a credit card or going into debt. 
 
By having a quick access account or an emergency fund, you can take the pressure off and reduce stress in the face of unexpected expenses. This could be a savings account or an investment account, and you can adjust the amount to meet your needs and comfort level. 
 
Building this account is an important step in achieving financial freedom and cutting down on stress in your daily life. 
 
Make sure to set up your emergency fund and create an automation to consistently add to it.
 
For full show notes visit (link to the blog post)
 
Connect with Me:
Website - https://www.fightforyourfinances.com/
Facebook Page - https://www.facebook.com/HalmeBJJ 
Instagram - https://www.instagram.com/paul.halme/ 
Youtube - https://www.youtube.com/channel/UCECyQdVB7eF8g4_juz9jJ7w 
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LinkedIn - https://www.linkedin.com/in/paul-halme/

Increasing your Automation Amount

In this episode, we discuss the importance of increasing your automation amount in order to achieve financial freedom. 
 
Automation is a key tool for building wealth and making sure that your savings and investments are consistently growing. Even if you can only start with a small amount, like $1, the key is to consistently increase that amount over time. 
 
This can be especially helpful if you receive a raise or your business starts doing better. While there are limits to certain types of accounts, like IRAs, you can generally increase your automation amount as much as you want in your financial freedom account. 
 
Make sure to log in and adjust your automation amount as soon as you finish listening to this episode.
 
For full show notes visit (link to the blog post)
 
Connect with Me:
Website - https://www.fightforyourfinances.com/
Facebook Page - https://www.facebook.com/HalmeBJJ 
Instagram - https://www.instagram.com/paul.halme/ 
Youtube - https://www.youtube.com/channel/UCECyQdVB7eF8g4_juz9jJ7w 
Tiktok - https://www.tiktok.com/@paulhalme 
Twitter - https://twitter.com/PaulHalme 
LinkedIn - https://www.linkedin.com/in/paul-halme/
 
 

How Anybody Can Become A Millionaire

In this episode, we discuss the belief that anyone can become a millionaire with a bit of math and consistency. Using the S&P 500 as a benchmark with an average annual return of 10%, we break down the monthly savings needed to become a millionaire at different ages:
Age 25: $125/month for 40 years
Age 35: $400/month for 30 years
Age 45: $1,200/month for 20 years
We also emphasize the importance of setting up automation, not selling when the market goes down, and reinvesting dividends to keep the machine rolling. It's never too late to start saving and investing, and with the right mindset and discipline, anyone can achieve financial freedom.
 
Connect with Me:
Website - https://www.fightforyourfinances.com/
Facebook Page - https://www.facebook.com/HalmeBJJ 
Instagram - https://www.instagram.com/paul.halme/ 
Youtube - https://www.youtube.com/channel/UCECyQdVB7eF8g4_juz9jJ7w 
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It’s not your fault you aren’t taught these things

It’s not your fault you aren’t taught these things about money. Nobody taught me about it. I learned it the hard way and I'm so thankful that I did. I learned it in the real world.
 
If you don’t know anything yet, start talking to people who are talking about it. Educate yourself and surround yourself with people who have the right money mindset.
 
Start learning now, you know, but the biggest thing you can do is learn for you and your family. Teach your kids and the people around you.
 
It's just going to change the game for you. And the next generations, you get to be the one that breaks the financial cycle. 
 
Like that rising tide lifts all ships just keep pushing the tide up, keep going.
 
Connect with Me:
Website - https://www.fightforyourfinances.com/
Facebook Page - https://www.facebook.com/HalmeBJJ 
Instagram - https://www.instagram.com/paul.halme/ 
Youtube - https://www.youtube.com/channel/UCECyQdVB7eF8g4_juz9jJ7w 
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Money Date: Date night just got interesting

Do you sit down with your spouse and talk about money? 
 
That’s where the Money Date comes in. A money date is when you and your spouse talk about where you're at financially and where you want to be. You talk about different money goals and what you're thinking about doing. This is important because money is a big source of stress in relationships. 
By talking about money, you can communicate better and avoid money problems in the future. A money date can help you and your spouse feel more connected and on the same page financially. It's a good idea to have a money date regularly, maybe once a month or so. This way, you can stay up-to-date on each other's financial situation and goals.
Connect with Me:
Website - https://www.fightforyourfinances.com/
Facebook Page - https://www.facebook.com/HalmeBJJ 
Instagram - https://www.instagram.com/paul.halme/ 
Youtube - https://www.youtube.com/channel/UCECyQdVB7eF8g4_juz9jJ7w 
Tiktok - https://www.tiktok.com/@paulhalme 
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LinkedIn - https://www.linkedin.com/in/paul-halme/ 

Financial Advice I wish I had 20 years ago

One of the most common things I often hear from people talking about money and investing is, "I wish I would have begun 20 years ago, 10 years ago, 30 years ago…”, 
 
Whatever it is, it doesn't matter. 
Because you didn't. 
 
If I could go back and give my younger self some advice about money and investing, I would tell him to start now. It doesn't matter how old you are, it's never too late to start saving and investing for your future. 
 
The sooner you start, the more time your money has to grow. 
 
Investing is one of the best ways to secure your financial future and build long-term wealth. When you invest, you're essentially putting your money into something that has the potential to grow over time. The earlier you start investing, the more time your money has to compound and grow into a larger amount. 
 
Connect with Me:
Website - https://www.fightforyourfinances.com/
Facebook Page - https://www.facebook.com/HalmeBJJ 
Instagram - https://www.instagram.com/paul.halme/ 
Youtube - https://www.youtube.com/channel/UCECyQdVB7eF8g4_juz9jJ7w 
Tiktok - https://www.tiktok.com/@paulhalme 
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LinkedIn - https://www.linkedin.com/in/paul-halme/ 

How to save $1000 on your next vacation

For those of you who are looking to save money on your next trip, here’s a quick tip for you. 
 
One great way to save money on travel is to take advantage of travel hacking. Travel hacking involves using credit card points and airline miles to book free or discounted travel. 
 
To get started, sign up for a credit card that offers travel rewards. Many cards offer travel bonuses, such as free hotel stays or flight discounts. When used wisely, travel hacking can help you save hundreds or even thousands of dollars on your next trip. 
 
So if you're looking to slash your travel costs, give this hack a try and thank me later!
 
Connect with Me:
Website - https://www.fightforyourfinances.com/
Facebook Page - https://www.facebook.com/HalmeBJJ 
Instagram - https://www.instagram.com/paul.halme/ 
Youtube - https://www.youtube.com/channel/UCECyQdVB7eF8g4_juz9jJ7w 
Tiktok - https://www.tiktok.com/@paulhalme 
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Your success story starts with one step: Money Mindset

You can change your mindset to make room for more money in life. You should never be ashamed or embarrassed about wanting financial success, as it's a natural ambition that we all share! 
 
In this episode, I talk about why so many people are deprived of their future hopes because they don't find ways to make more. And that's the reason why people don't have extra money, because they don't find ways to do it. When we surround ourselves with individuals who are accomplishing big things, we can't help but want to do bigger things as well. And it also applies to your finances, who you are, and who you associate with; you associate with a group of individuals that lack desire and aspiration.
 
If you're around with people that are hungry and driven. And then you start asking them how they're doing it, and you're like, "Well, I did this and this."
 
For full show notes visit (link to the blog post)
 
Connect with Me:
Website - https://www.fightforyourfinances.com/
Facebook Page - https://www.facebook.com/HalmeBJJ 
Instagram - https://www.instagram.com/paul.halme/ 
Youtube - https://www.youtube.com/channel/UCECyQdVB7eF8g4_juz9jJ7w 
Tiktok - https://www.tiktok.com/@paulhalme 
Twitter - https://twitter.com/PaulHalme 
LinkedIn - https://www.linkedin.com/in/paul-halme/